What apps do you recommend to track and manage expenses that people actually adhere to? Or is a simple Google xls spreadsheet enough to do the job, great article.
YNAB and Fina Money are two. I have a worksheet my students use, less to track spending and more to inform them about how actual spending is different from best spending. "Best spending" is really, really important. I'm happy to elaborate.
What apps do you recommend to track and manage expenses that people actually adhere to? Or is a simple Google xls spreadsheet enough to do the job, great article.
YNAB and Fina Money are two. I have a worksheet my students use, less to track spending and more to inform them about how actual spending is different from best spending. "Best spending" is really, really important. I'm happy to elaborate.
There’s no answer to my question except to go out and get a physical job which I hope my body can hold up for
There is much that can be done if the advice is improved.