How easy is it to correct a mistake on your credit report? I have heard it is a nightmare dealing with issues if they have already reached a collection agency.
Yes, it is. Documentation of every step of the collection process is very important. Grabbing a credit report routinely helps mitigate this risk. If you find an error, there will be a contact process to correct it. Download a free credit report and you should see how. Here is a link Experian has in their site...https://www.experian.com/contact/personal-services-contacts.html
How easy is it to correct a mistake on your credit report? I have heard it is a nightmare dealing with issues if they have already reached a collection agency.
Yes, it is. Documentation of every step of the collection process is very important. Grabbing a credit report routinely helps mitigate this risk. If you find an error, there will be a contact process to correct it. Download a free credit report and you should see how. Here is a link Experian has in their site...https://www.experian.com/contact/personal-services-contacts.html
I got two credit cards in February and my credit score has increased because I have been paying it off on time.