Check Your Credit Report
Do it in 5 minutes. You might save a headache!
Our ability to buy and borrow money at the lowest possible cost is good Personal Finance Economics. This week, I sent my students to check their credit reports. For many college-age students, this is the first time. Everybody should do it once a year. See what you learn about your credit and identity. If you find false information, you can correct it.
Pro Tip:
To start the process, you must go through the Federal Trade Commission’s link on this page, which is near the bottom of the page.
Fill in your data in five minutes, then choose one of the three providers. If you have lived at your current address for fewer than two years, have your most recent other address handy. Good luck!
Check Out This Video on the FTC site:
How easy is it to correct a mistake on your credit report? I have heard it is a nightmare dealing with issues if they have already reached a collection agency.
I got two credit cards in February and my credit score has increased because I have been paying it off on time.