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Doesn't the last step of Dave Ramsey's plan as an objective? To be able to give money away generously. I suppose each household should have a specified amount they plan to give away based on their maximum living standard.

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Hi @Stephen Day ! Thank you for commenting…..The structure of building a plan should be able to accommodate the preference for bequests, as you suggest, and $0 should be a consideration. It is in life-cycle economics. What is interesting is that we can measure the living standard effect of more generous giving….Appreciate you!

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